Peak Money is not a bank, and Peak Money accounts are not FDIC-insured.We are developing a limited insurance program that may provide coverage for specific operational or security incidents (such as defined security breaches or technology failures). This coverage would not guarantee your principal and would not apply to digital assets, yield fluctuations, or market losses.All on-chain and yield-generating products involve risk, including the possible loss of principal. Full details, terms, conditions, and coverage limits will be disclosed prior to launch.