Peak Money is your money working on your side for once. Deposit cash, pick a strategy, earn up to 25% APY on crypto or 10% on USD—withdraw anytime with no penalties, no lock-ups, no games. We handle the complexity. You keep the yield.If you want a quick preview, you can visit peak.money for an early look at what we’re building.As we continue developing Peak Money, new features and access will roll out over time. Joining the waitlist makes sure you get updates and are notified as soon as your email becomes eligible for early access.Wait, how is that possible? My bank pays 0.5%.Your bank pays you 0.5% because they can. They take your money, lend it out, and pocket the difference while you watch inflation eat your savings. We don't. Peak Money connects your deposit directly to decentralized lending markets where the yield goes to you, not a shareholder in a suit.Do I need to know anything about crypto?No. If you can tap a button, you can use Peak Money. Behind the scenes, we're routing your money through sophisticated DeFi protocols—but to you, it looks and feels like a savings app. Deposit dollars, earn dollars. No wallets, no seed phrases, no gas fees to manage.Is Peak Money a bank?No. Banks hold your money and do whatever they want with it. Peak Money is a technology interface—you hold custody of your funds through secure smart contracts. We never touch your money. We just give you directions to the yield.